HSG funds We operate two different funds of our own, which are able to support you when it comes to funding your studies. Loan and Scholarship Fund This fund supports all enrolled Assessment Year students and students at Bachelor’s and Master’s levels with scholarships and loans at favourable rates of interest. This is intended to prevent situations whereby students are unable to study or have to terminate their studies owing to financial straits. Besides students’ individual financial circumstances, support criteria also includes individual attitude to performance willpower and capacities. As a rule, payments from the Loan and Scholarship Fund of the University of St.Gallen are granted from the second regular degree course semester after initial enrolment or re-enrolment. Applications from first semester students are also accepted - the criteria of financial need are assessed more thoroughly. Foreign students can be granted a scholarship amounting to the difference between normal semester fee at the rate for Swiss nationals and the fee charged to foreign nationals. Application forms for the submission of a request for a scholarship or loan are available as a download on Compass (see "applications"). The deadlines for the submission of the application form including the required enclosurs are: • Autumn semester: 1 October • Spring semester: 1 March As soon as the application form is fully completed (including all required documents stated on the form), it can be sent preferably by email or regular mail to the Advice Center for Study Funding (see address). It is also possible to drop the application into the mailbox of the office building Bodanstrasse 1 (Building 25 acc. to campus map). Please note that besides the form, further documents are required for means testing, which means it will take some time to complete the application. The Advice Center for Study Funding, upon receipt, first checks the completeness of the application and then contacts the applicant to coordinate a personal interview. Loans as emergency support Students who are in pressing financial straits can be granted a one-off loan. The applicants’ and their parents’ financial and familial situation is, as hitherto, essential and decisive. You can find the application form in the student portal Compass (category "requests"). Further information can be obtained from the Advice Center for Study Funding. Social and Cultural Fund of the Student Union (SHSG) The Social and Cultural Fund supports student initiatives and the improvement of the social situation of students of the University of St.Gallen. Every matriculated student who has a valid student ID has the right to apply for financial support.